Saturday 5 October 2013

John D. Rockefeller


अमेरिका की बात हैं. एक युवक को व्यापार में बहुत नुकसान उठाना पड़ा. उसपर बहुत कर्ज चढ़ गया, 

तमाम जमीन जायदाद गिरवी रखना पड़ी . दोस्तों ने भी मुंह फेर लिया, जाहिर हैं वह बहुत हताश था. कही 

से कोई राह नहीं सूझ रही थी. आशा की कोई किरण दिखाई न देती थी.

एक दिन वह एक park में बैठा अपनी परिस्थितियो पर चिंता कर रहा था.

तभी एक बुजुर्ग वहां पहुंचे. कपड़ो से और चेहरे से वे काफी अमीर लग रहे थे.

बुजुर्ग ने चिंता का कारण पूछा तो उसने अपनी सारी कहानी बता दी.


बुजुर्ग बोले -” चिंता मत करो. मेरा नाम John D. Rockefeller है. मैं तुम्हे नहीं जानता,पर तुम मुझे 

सच्चे 

और ईमानदार लग रहे हो. इसलिए मैं तुम्हे दस

लाख डॉलर का कर्ज देने को तैयार हूँ.”



फिर जेब से checkbook निकाल कर उन्होंने रकम दर्ज की और उ
स व्यक्ति को देते हुए बोले, “नौजवान, आज से ठीक एक साल बाद हम ठीक इसी जगह मिलेंगे. तब तुम मेरा कर्ज चुका देना.”


इतना कहकर वो चले गए. युवक shocked था. Rockefeller तब america के सबसे अमीर व्यक्तियों में से 
एक थे. युवक को तो भरोसा ही नहीं हो रहा था की उसकी लगभग सारी मुश्किल हल हो गयी. उसके पैरो को 

पंख लग

गये.



घर पहुंचकर वह अपने कर्जो का हिसाब लगाने लगा. बीसवी सदी की शुरुआत में 10 लाख डॉलर बहुत बड़ी धनराशि होती थी और आज भी है.



अचानक उसके मन में ख्याल आया. उसने सोचा एक अपरिचित व्यक्ति ने मुझपे भरोसा किया, पर मैं खुद पर भरोसा नहीं कर रहा हूँ. यह ख्याल आते ही उसने चेक को संभाल कर रख लिया. उसने निश्चय कर लिया की पहले वह अपनी तरफ से पूरी कोशिश करेगा, पूरी मेहनत करेगा की इस मुश्किल से निकल जाए. उसके बाद भी अगर कोई चारा न बचे तो वो check use करेगा.
उस दिन के बाद युवक ने खुद को झोंक दिया. बस एक ही धुन थी, किसी तरह सारे कर्ज चुकाकर अपनी प्रतिष्ठा को फिर से पाना हैं.
उसकी कोशिशे रंग लाने लगी. कारोबार उबरने लगा, कर्ज चुकने लगा. साल भर बाद तो वो पहले से भी अच्छी स्तिथि में था.
निर्धारित दिन ठीक समय वह बगीचे में पहुँच गया.



वह चेक लेकर Rockefeller की राह देख रहा था की वे दूर से आते दिखे. जब वे पास पहुंचे तो युवक ने बड़ी 


श्रद्धा से उनका अभिवादन किया.


उनकी ओर चेक बढाकर उसने कुछ कहने के लिए मुंह खोल ही था की एक नर्स भागते हुए आई और 


झपट्टा मरकर वृद्ध को पकड़ लिया. युवक हैरान रह गया. नर्स बोली, “यह पागल बार बार पागलखाने से 

भाग जाता हैं और लोगो को जॉन डी . Rockefeller के रूप में check बाँटता फिरता हैं. ”


अब वह युवक पहले से भी ज्यादा हैरान रह गया. जिस check के बल पर उसने



अपना पूरा डूबता कारोबार फिर से खड़ा किया,वह फर्जी था. पर यह बात जरुर साबित हुई की वास्तविक 


जीत हमारे इरादे , हौंसले और प्रयास में ही होती हैं.


हम सभी यदि खुद पर विश्वास रखे तो यक़ीनन किसी भी असुविधा से, situation से निपट सकते है.















पूरा पता चल जाएगा की शेयर मार्केट में पैसा केसे डूबता है

शेयर मार्केट मई पैसा में लगाने से पहले ये आर्टिकल पूरा पढ़ ले . . .

पूरा पता चल जाएगा की शेयर मार्केट में पैसा केसे डूबता है

एक बार एक आदमी ने गांववालों से कहा की वो 10 रु .में एक बन्दर खरीदेगा , ये सुनकर सभी गांववाले नजदीकी जंगल की और दौड़ पड़े और वहां से बन्दर पकड़ पकड़ कर 10 रु .में उस आदमी को बेचने लगे .......


... कुछ दिन बाद ये सिलसिला कम हो गया और लोगों की इस बात में दिलचस्पी कम हो गयी .......

फिर उस आदमी ने कहा की वो एकएक बन्दर के लिए 20 रु .देगा, ये सुनकर लोग फिर बन्दर पकड़ने में लग गये , लेकिन कुछ दिन बाद मामला फिर ठंडा हो गया ....

अब उस आदमी ने कहा की वो बंदरों के लिए 50 रु . देगा,लेकिन क्यूंकि उसे शहर जाना था उसने इस काम के लिए एक असिस्टेंट नियुक्त कर दिया ........



50 रु .सुनकर गांव वाले बदहवास हो गए ,लेकिन पहले ही लगभग सारे बन्दर पकडे जा चुके थे इसलिए उन्हें कोई हाथ नही लगा ......

तब उस आदमी का असिस्टेंट उनसे आकर कहता है .....


" आप लोग चाहें तो सर के पिंजरे में से 35 -35 रु . में बन्दर खरीद सकते हैं , जब सर आ जाएँ तो 50 -50 में बेच दीजियेगा "...


गांव वालों को ये प्रस्ताव भा गया और उन्होंने सारे बन्दर 35 -35रु .में खरीद लिए .....



"अगले दिन न वहां कोई असिस्टेंट था और न ही कोई सर .......बस बन्दर ही बन्दर "




Friday 4 October 2013

Signs and Symptoms of Recession


Recession Fobia

Recession Symptoms & Recession Warning Signs

How to Recognize Recession Symptoms and Get Effective Help


The normal Ups and Downs of Life mean that Everyone feels sad or has "the blues" from time to time. But if emptiness and despair have taken hold of your life and won't go away, you may have Recession or depression. Recession makes it tough to function and enjoy life like you once did. Just getting through the day can be overwhelming. But no matter how hopeless you feel, you can get better. Understanding the signs, symptoms, causes, and treatment of depression is the first step to overcoming the problem.


What is Recession,
Signs and symptoms of Recession
Recession, Depression and suicide
The faces of Recession depression
Types of depression
Causes and risk factors
The road to depression recovery

What is Recession ?

Some people describe depression as “living in a black hole” or having a feeling of impending doom. However, some depressed people don't feel sad at all—they may feel lifeless, empty, and apathetic, or men in particular may even feel angry, aggressive, and restless.

Whatever the symptoms, depression is different from normal sadness in that it engulfs your day-to-day life, interfering with your ability to work, study, eat, sleep, and have fun. The feelings of helplessness, hopelessness, and worthlessness are intense and unrelenting, with little, if any, relief.

Are you depressed?
If you identify with several of the following signs and symptoms, and they just won’t go away, you may be suffering from clinical depression.
you can’t sleep or you sleep too much
you can’t concentrate or find that previously easy tasks are now difficult
you feel hopeless and helpless
you can’t control your negative thoughts, no matter how much you try
you have lost your appetite or you can’t stop eating
you are much more irritable, short-tempered, or aggressive than usual
you’re consuming more alcohol than normal or engaging in other reckless behavior
you have thoughts that life is not worth living (seek help immediately if this is the case)
What are the signs and symptoms of depression?
Depression varies from person to person, but there are some common signs and symptoms. It’s important to remember that these symptoms can be part of life’s normal lows. But the more symptoms you have, the stronger they are, and the longer they’ve lasted—the more likely it is that you’re dealing with depression. When these symptoms are overwhelming and disabling, that's when it's time to seek help.

Signs and Symptoms of Recession include:

Feelings of helplessness and hopelessness. A bleak outlook—nothing will ever get better and there’s nothing you can do to improve your situation.
Loss of interest in daily activities. No interest in former hobbies, pastimes, social activities, or sex. You’ve lost your ability to feel joy and pleasure.
Appetite or weight changes. Significant weight loss or weight gain—a change of more than 5% of body weight in a month.

Sleep changes. Either insomnia, especially waking in the early hours of the morning, or oversleeping (also known as hypersomnia).

Anger or irritability. Feeling agitated, restless, or even violent. Your tolerance level is low, your temper short, and everything and everyone gets on your nerves.
Loss of energy. Feeling fatigued, sluggish, and physically drained. Your whole body may feel heavy, and even small tasks are exhausting or take longer to complete.
Self-loathing. Strong feelings of worthlessness or guilt. You harshly criticize yourself for perceived faults and mistakes.

Reckless behavior. You engage in escapist behavior such as substance abuse, compulsive gambling, reckless driving, or dangerous sports.

Concentration problems. Trouble focusing, making decisions, or remembering things.
Unexplained aches and pains. An increase in physical complaints such as headaches, back pain, aching muscles, and stomach pain.

Recession and suicide

Recession is a major risk factor for suicide. The deep despair and hopelessness that goes along with depression can make suicide feel like the only way to escape the pain. Thoughts of death or suicide are a serious symptom of depression, so take any suicidal talk or behavior seriously. It's not just a warning sign that the person is thinking about suicide: it's a cry for help.

Warning signs of suicide include:

Talking about killing or harming one’s self
Expressing strong feelings of hopelessness or being trapped
An unusual preoccupation with death or dying
Acting recklessly, as if they have a death wish (e.g. speeding through red lights)
Calling or visiting people to say goodbye
Getting affairs in order (giving away prized possessions, tying up loose ends)
Saying things like “Everyone would be better off without me” or “I want out”
A sudden switch from being extremely depressed to acting calm and happy
If you think a friend or family member is considering suicide, express your concern and seek professional help immediately. Talking openly about suicidal thoughts and feelings can save a life!

If You Are Feeling Suicidal...

When you’re feeling extremely depressed or suicidal, your problems don’t seem temporary—they seem overwhelming and permanent. But with time, you will feel better, especially if you reach out for help. If you are feeling suicidal, know that there are many people who want to support you during this difficult time, so please reach out for help!

Dealing with Depression: Self-Help & Coping Tips to Overcome Recession
Helping a Depressed Person: How to Reach Out and Help Someone While Taking Care of Yourself
Sadness or downswings in mood are normal reactions to life’s struggles, setbacks, and disappointments. Many people use the word “depression” to explain these kinds of feelings, but depression is much more than just sadness.

A Negative Mind
Will Never Give You
any Positive Ideas










Sunday 29 September 2013

Crazy Ideas


Behind Every 
Successful Person
Is a 
"FEW  GOOD FRIENDS" 
Giving him Crazy Ideas
And
He Keep on Trying


Monday 23 September 2013

People Talk Behind Your Back for 3 Reasons :


People Talk Behind Your Back for 3 Reasons : .
.
1: when they can't reach ur level..!! .

2: when they don't have, what u have..!!

And

3: when they try to copy ur life style but can't.... !




Minaxi Saxena [ MBA (Banking & Finance)]
Assistant Manager
ICICI Bank
Banking & Finance Blogger

Wednesday 18 September 2013

The world Economy, or Global Economy


 The world Economy, or Global Economy, generally refers to the economy, which is based on economies of all of the world's countries' national economies. Also global economy can be seen as the economy of global society and national economies – as economies of local societies, making the global one. It can be evaluated in various kind of ways. For instance, depending on the model used, the valuation that is arrived at can be represented in a certaincurrency, such as 2006 US dollars.

From now on, whenever you hear the term "the global economy" you should immediately equate it with the destruction of the U.S. middle class.  Over the past several decades, the American economy has been slowly but surely merged into the emerging one world economic system.  Unfortunately for the middle class, much of the rest of the world does not have the same minimum wage laws and worker protections that we do.  Therefore, the massive global corporations that now dominate our economy are able to pay workers in other countries slave labor wages and import the products that they make into the United States to compete with products made by "expensive" American workers.  This has resulted in a mass exodus of manufacturing facilities and jobs from the United States.

A one world labor pool means that the standard of living for the U.S. middle class will continue falling toward the standard of living in the third world.

We keep hearing about how the U.S. economy is being transformed from a "manufacturing economy" into a "service economy".  But "service jobs" are generally much lower paying than "manufacturing jobs".  The number of good paying "middle class jobs" in the United States is rapidly decreasing.  So how can the U.S. middle class survive in such an environment?

What makes things even worse for manufacturers in the United States is that other nations often impose a "value-added tax" of 20 percent or more on U.S. goods entering their shores and yet most of the time we do not reciprocate with similar taxes.

But whenever someone mentions how incredibly unfair and unbalanced our trade agreements with other nations are, they are immediately labeled as a "protectionist".

Well, someone should be looking out for U.S. interests when it comes to trade, because the current state of the global economy is ripping the U.S. middle class to shreds.

Right now, the United States consumes far more wealth than it produces.  This nation buys much, much more from the rest of the world than they buy from us.  This is called a "trade deficit", and it is one of the most important economic statistics.  The U.S. runs a massive trade deficit every single year, and it is wiping out our national wealth, it is destroying our surviving industries and it is absolutely shredding middle class America.

We cannot allow tens of thousands of factories to continue to leave the United States.  We cannot allow millions of jobs to continue to be "outsourced" and "offshored".  We cannot allow tens of billions of dollars of our national wealth to continue to be transferred into foreign hands every single month.

It is common to limit questions of the world economy exclusively to human economic activity, and the world economy is typically judged in monetary terms, even in cases in which there is no efficient market to help valuate certain goods or services, or in cases in which a lack of independent research or government cooperation makes establishing figures difficult. Typical examples are illegal drugs and other black market goods, which by any standard are a part of the world economy, but for which there is by definition no legal market of any kind.

However, even in cases in which there is a clear and efficient market to establish a monetary value, economists do not typically use the current or official exchange rate to translate the monetary units of this market into a single unit for the world economy, since exchange rates typically do not closely reflect worldwide value, for example in cases where the volume or price of transactions is closely regulated by the government.

Rather, market valuations in a local currency are typically translated to a single monetary unit using the idea of purchasing power. This is the method used below, which is used for estimating worldwide economic activity in terms ofreal US dollars or euros. However, the world economy can be evaluated and expressed in many more ways. It is unclear, for example, how many of the world's 7.01 billion people have most of their economic activity reflected in these valuations.

In 2011, the largest economies in the world with more than $2 trillion, €1.25 trillion by nominal GDP were the United States, China, Japan, Germany, France, the United Kingdom, Brazil, Russia, and Italy. The largest economies in the world with more than $2 trillion, €1.25 trillion by GDP (PPP) are the United States, China, India, Japan, Germany, Russia, the United Kingdom, Brazil, and France.

Share of Global GDP PPP (%)
Region
1950
1960
1970
1980
1990
2000
West Asia (15 economies)
2.0
2.3
3.0
3.8
3.4
3.7
East Europe (7 economies)
3.5
3.6
3.4
3.4
2.4
2.0
Africa (57 economies)
3.8
3.6
3.6
3.6
3.3
3.2
Latin America & Caribbean (47 economies)
7.8
8.1
8.3
9.8
8.3
8.4
East Asia (10 economies)
10.4
12.6
15.2
17.5
22.5
26.5
Rest of the World
64.4
61.9
58.5
53.3
50.7
45.4


1980 – 1990 - European Union, United States and Japan lead expansion

At exchange rates, the economic output of 112 markets expanded by $10.7 trillion from 1980 to 1990. The economic output of 34 markets contracted by $276.9 billion from 1980 to 1990. The five largest contributors to global output contraction are Argentina at 24%, Saudi Arabia at 17%, Nigeria at 11%, Venezuela at 8%, and Vietnam at 8%. At purchasing power parity, the economic output of 145 markets expanded by $12.1 trillion from 1980 to 1990. The economic output of 2 markets contracted by $3.5 billion from 1980 to 1990. The two contributors to global output contraction are Lebanon at 70% and Libya at 30%. The following two tables are lists of twenty largest economies by incremental GDP from 1980 to 1990 by International Monetary Fund.



1990 – 2000 - United States dominates expansion
At exchange rates, the economic output of 122 markets expanded by $10.7 trillion from 1990 to 2000. The economic output of 29 markets contracted by $94.2 billion from 1990 to 2000. The five largest contributors to global output contraction are Italy at 37%, Finland at 18%, Bulgaria at 9%, Algeria at 8%, and the Democratic Republic of Congo at 5%.

At purchasing power parity, the economic output of 148 markets expanded by $16.9 trillion from 1990 to 2000. The economic output of 3 markets contracted by $17.8 billion from 1990 to 2000. The three contributors to global output contraction are Bulgaria at 64%, the Democratic Republic of Congo at 29% and Sierra Leone at 7%.



2010 – recovery

At exchange rates, the economic output of 148 markets expanded by $5.3 trillion during 2010. The five largest contributors to global output expansion are China at 17%, the United States at 10%, Brazil at 9%, Japan at 8%, andIndia at 5%. The economic output of 35 markets contracted by $338.5 billion during 2010. The five largest contributors to global output contraction are France at 22%, Italy at 18%, Spain at 17%, Venezuela at 10%, and Germany at 7%.

At purchasing power parity, the economic output of 169 markets expanded by $4.2 trillion during 2010. The five largest contributors to global output expansion are China at 25%, the United States at 13%, India at 10%, Japan at 5%, and Brazil at 4%. The economic output of 14 markets contracted by $17.8 billion during 2010. The five largest contributors to global output contraction are Greece at 67%, Venezuela at 19%, Romania at 5%, Haiti at 3%, and Croatiaat 2%.

IMF's economic outlook for 2010 noted that banks faced a "wall" of maturing debt, which presents important risks for the normalization of credit conditions. There has been little progress in lengthening the maturity of their funding and, as a result, over $4 trillion in debt is due to be refinanced in the next 2 years.[9]`

While there have been some encouraging signs of economic recovery, especially in the United States, the global economic growth seems to be losing momentum. According to the IMF's World Economic Outlook report puplished in April 2012, "global growth is projected to drop from about 4 percent in 2011 to about 3½ percent in 2012 because of weak activity during the second half of 2011 and the first half of 2012.


Top 10 Richest in the World 

10. Christy Walton – $34 billion


She is the widow of John Walton, the son of Sam and Helen Walton. Her husband passed away in 2005. She is considered to be one of the greatest female philanthropists in the world.

9. Vladimir Putin – $40 billion

He is the Prime Minister of Russia. He was also its former President who led the country’s economic transformation. Though critics question his human rights record and foreign policy making, he has remained popular with its citizens.

8. Larry Ellison – $43 billion


He is the co-founder and Chief Executive Officer of Oracle Corporation, one of the leading enterprise software companies in the world. He is also the owner of 98 percent of Lanai Island in the state of Hawaii.

7. Charles Koch – $43 billion


He is the co-owner, Chairman and CEO of Koch Industries, Inc.  The company is involved in oil refining, chemicals, minerals, fertilizers, polymers, fibers, pollution control equipment, commodity trading and others. He is also a co-founder of the Cato Institute.

6. David Koch – $43 billion


He is the co-owner and Executive Vice President of Koch Industries, Inc., which is considered to be the second largest privately held company in the United States. He once ran for the vice presidency of the United States in 1980 as a member of the Libertarian Party.

5. Ingvar Kamprad – $49 billion


He is the founder of IKEA, a company that sells household items known for its low prices and cost-saving measures. He started out selling matches before he expanded to ballpens, decorations and seeds. IKEA was born after he added furniture to his items for sale.

4. Warren Buffett – $53.5 billion


He is the majority shareholder, Chairman and CEO of Berkshire Hathaway, the most expensive stock to own in the world. He is considered to be the most successful investor of the past century. He is also a noted philanthropist as he is committed to giving away 99 percent of his wealth to charitable organizations.

3. Amancio Ortega Gaona – $57 billion


He is the co-founder and Chairman of the Inditex Group, a Spanish fashion and clothing merchandiser. The company boasts of brands like Zara, Massimo Dutti, Tempe, Stradivarius, Pull and Bear and Bershka. He is considered to be one of the richest men in Europe.

2. Bill Gates – $67 billion


He is the co-founder and Chairman of Microsoft, the largest personal computer software company in the world. He stepped down as its CEO in January 2000. He has been involved in philanthropic work the past few years, establishing the Bill and Melinda Gates Foundation in 2000. The foundation has been mostly involved in the alleviation of poverty around the world through the promotion and uplifting of education and health care standards.

1. Carlos Slim Helu – $78 billion


He is a Mexican investor and philanthropist. He is the Chairman of Grupo Carso, SA de CV, a conglomerate that has substantial holdings in a variety of Mexican companies. He is also the Chairman and CEO of Telmex and AmericaMovil. The latter is one of the largest mobile phone carrier in Latin America. He is also the Chairman and CEO of Samsung Mexico. He has been the richest person in the world since 2010.

Minaxi Saxena [ MBA (Banking & Finance)]
Assistant Manager
ICICI Bank
Banking & Finance Blogger

http://aerosoftseo.com/book/

Books

psr
P - Productivity S - Speed R - Relevancy   
Price: $20.00 USD. Approx. 22,870 words. Language: English. Published on August 23, 2013. Category: Essay.
How to Take Off Your Professional Career from an Average to Exceptional with the Hidden PSR in You. A Book By working CEO and Manager with Day to day and live Examples How to Fight with Global Recession. By Shekhar Gupta Surbhi Maheshwari
Published: Aug. 23, 2013
Words: 22,870 (approximate)
Language: English
ISBN: 9781301432448

psr Be an Aviator Not a Pilot

is a story of Pilots in Aviation who are unable to cope. This is not a book to teach you how to get into an Aviation School or even how to live like a Pilot. In fact, it describes how one can become a Successfull Aviator not just an Airplane Driver [ So called Pilot ] with very small changes in life. Also Why abroad trained Pilots are better Aviator and Why FAA, CASA, CAAP, CAA are better civil Aviation Authority then DGCA.
by
Shekhar Gupta
Ankisha Awasthi 
Be An Aviator not A Pilot    
Price: $1.99 USD. Approx. 4,750 words. Language: English. Published on July 24, 2013. Category: Fiction.  As A Fact Out Of Every 1000 Pilots Only 1 Pilot Becomes An Airline Pilot, The Book Is All About Those 999 Pilots Only.
pcg
Pilot’s Career Guide 
Price: $20.00 USD. Approx. 25,040 words. Language: English. Published on July 13, 2013. Category: Nonfiction. 
International Airline Pilot’s Career Guide Learn Step By Step How to Become an International Airlines Pilot By Shekhar Gupta And Niriha Khajanchi
CCCG

Cabin Crew Career Guide


Published: Aug. 26, 2013 
Words: 2,160 (approximate)
Language: English
ISBN: 9781301001965


http://aerosoftseo.com/book/